Neighborhood Trust Federal Credit Union

Business Loans & Lines of Credit


Does your business need a loan or a line of credit? Cover payroll expenses, purchase equipment, improve inventory, or consolidate debts. We work with entrepreneurs operating retail businesses, restaurants, service, and wholesale businesses, Certified Minority-Owned Businesses (MBE), and self-employees, among others. Please take a look at our list of upcoming events, or sign up here to learn more about the Technical Assistance Services available to you. Become a Business Member today and select the loan that is right for your business needs.


Loans/Credit Lines up to $20,000

  • Up to 60 months for term loans

  • Up to 24 months for lines of credit

  • $40 application fee

  • 1% of loan packaging fee (paid only if the loan is approved at closing)

  • Additional fees may apply

  • Rate: 7.75% to 15.00%

  • Offered to start-ups operating for 2 years, established businesses, street vendors, self employees

Apply now Business Loan up to $20,000

Español: Solicite ahora -Préstamos de negocios hasta $20,000


Loans/Credit Lines over $20,000

  • Up to 84 months for term loans

  • Up to 24 months for lines of credit

  • $40 application fee

  • 1.5% of loan packaging fee (paid only if the loan is approved at closing)

  • If other fees would be required, they will be explained in advance to the borrower

  • Rate: 4.5% to 13.25%

  • Offered to start-ups operating for 2 years and established businesses

Apply now: Business Loans over $20,000

Español: Solicite ahora -Préstamos de negocios por mas de $20,000