MOUNTAIN CREDIT UNION

Mortgage Loans

Unlock the door to your dream home with our Mortgage Loans. Our dedicated team is here to guide you through every step of the home buying journey, making the process smooth and stress-free. We offer:

  • Fixed and adjustable rate mortgages
  • First-time homebuyer programs
  • Conventional loans
  • VA, USDA & FHA loans
  • Up to 100% financing
  • Investment properties
  • Second homes

We also offer financing for new or used manufactured homes attached to real property located in North Carolina.

  • New or used manufactured homes
  • Fixed rate loan
  • 1% origination fee
  • Up to 20-year term
  • $50,000 minimum loan amount

Or, if you are ready to get your home down to a ZERO balance, our Mortgage Eliminator Loan could be your answer.

  • 10-year fixed rate loan
  • Reduce your current rate
  • Build equity faster

Let us help you turn your homeownership dreams into a reality.