Helping tribal members achieve their dream of launching or growing a business is at the heart of our work at Lakota Funds. Over the years, we have supported the creation or expansion of over 1,300 Native-owned businesses, providing over $39 million in business loans to provide opportunity and strengthen our economic sovereignty.

Whether you are an experienced professional or just beginning to explore a business idea, our team of loan officers and coaches can help you complete the next steps in your journey. From creating a business plan to completing a loan application, we’re here to provide you with the tools to succeed.

We offer loans to all types of businesses, ranging from $500 to $2M.

Business Loan Checklist

• Copy of Tribal ID or Degree of Indian Blood

• Copy of Drivers License or Other ID

• Authorization To Release Information Form

• Personal Financial Statements

• 3 Year’s Tax Returns (Both Individual and Business)

• Year End Financials (Balance Sheet and Profit &Loss)

• Last Quarter Business Financials

• Accounts Receivable and Accounts Payable Aging

• Profit & Loss Projections (2 Years)

• 941’s for Previous 4 quarters

• 3 Months Bank Statements (Individual and Business if applicable)

• 3 Months Recent Pay Stubs

• Certificate of Business Class (Not Required for all loans but an asset to the application)

• Evidence of Business Insurance

• Lease Agreements (Including amendments and modification)

• Articles of Incorporation and Bylaws (if a corporation)

• Articles of Organization and Operating Agreement (if Limited Liability Company)

• Partnership Agreement (if business is a partnership)

If Applicable, please provide the following information:

• Detailed list of machinery and equipment to purchase

• Purchase and Sales Agreement

• Real Property Collateral Information

• Seller’s Business Financial Information (tax returns, balance sheet, profit & loss)

• Construction Contracts