Since 1988, IFF has deployed more than $1.8 billion in capital, working with our partners to strengthen nonprofits, support institutional funders and investors, and help Midwestern communities thrive. We work with a wide range of partners, including banks and impact investors, with diverse goals related to social impact and financial performance.

A different kind of lender. IFF’s expertise in nonprofit finance enables us to underwrite loans while reducing structural barriers to capital in under-resourced communities. We make loans from $10,000 to $6.5 million+, providing up to 95% of project costs subject to internal lending guidelines. Our long-term, non-appraisal-based loans result in property ownership, eliminate continuous refinancing, and help nonprofits strengthen their organizations and communities.

Highest Aeris ratings. IFF has never been delinquent on investor repayment in our 37-year history and is one of the few CDFIs to maintain the highest Aeris ratings for financial strength and performance, impact management performance, and commitment to — and leadership in — effecting policy change.

Experience and insight to mitigate risk. Our collaborative “One IFF” structure introduces deep market expertise and local knowledge that strengthens everything we do. Because we know the communities in which we lend, we can foresee and mitigate risk factors for our investors.P;

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